Insolvency proceedings affect many issues concerning the life of an indebted person. The effects of bankruptcy can extend to actions taken by indebted persons before, during and after bankruptcy proceedings.

Many times questions and doubts arise, as each person's case is unique and unrepeatable. Bankruptcy legislation can seem difficult, especially for people who do not deal with it on a daily basis. The industry jargon seems to be completely incomprehensible and the whole procedure not entirely clear and sometimes even incomprehensible.

Sprawy nie ułatwia także wiele mitów krążących w internecie i społeczeństwie nt. upadłości konsumenckiej and there is no shortage of incorrect or incomplete information on the subject. This causes many problems and usually leads to unpleasant consequences for the bankrupt. We are often approached by clients who have already been declared bankrupt and have been unpleasantly surprised by the consequences they have to face - despite the fact that the bankruptcy petition was drawn up by a professional entity, they did not receive professional and comprehensive advice on the positive and negative aspects of bankruptcy proceedings.

Many people also try to carry out certain property transactions on their own, in order to preserve possessions and protect them from sale by the trustee. Ignorance of the law can lead to confusion if the ineffectiveness of such actions is raised in bankruptcy proceedings, and such situations are unfortunately extremely common.

It should be borne in mind that insolvency proceedings are a judicial process i wymaga pewnego stopnia formalizmu i terminowości. Niezachowanie wymogów formalnych lub nie dotrzymanie pewnych terminów może zniweczyć sens całego postępowania upadłościowego.

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