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Entrepreneurs are not ashamed of their debts

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Entrepreneurs who have to take out loans from banks or use deferred payment for purchased products in order to develop their business are accustomed to incurring debt. Having them is not something embarrassing for them. As many as 93.4 per cent of them answered this way in the survey.

– This shows that Polish entrepreneurs have a natural attitude to money. In business, it is like this that you deal with other people's money, debt financing is a natural thing in the whole world – says Małgorzata Anisimowicz, restructuring advisor from the PMR Restrukturyzacje SA law firm. – Money is treated at a certain level as a tool, a resource necessary for the development of a company. It is valuable, just like people, IT systems, market position or image – he adds.

Loans - yes, loans from family - no

The most acceptable loans for entrepreneurs are mortgage loans – as many as 79.2% stated that it is not a reason to be ashamedOnly 33.1 percent of people working full-time agree with this opinion.

Almost half of the owners companies consider delays in paying electricity bills as normal, water, rent or internet. Those who do not run a business have a different opinion – only 10.8% of them answered that they would admit to their friends such debts without shame.

Most embarrassing from the point of view of salaried employees are the late payments to ZUS and the tax office. This is not surprising, as these costs are borne by employers, not employees. Only 11.7 per cent of employers share their belief.

As many as a quarter of businessmen would be ashamed to take out a loan from their family (24.8 per cent). Only 7.1 per cent of salaried employees would be embarrassed by this.

– Research shows problems Polish companies, often undercapitalized and struggling with a lack of funds to cover current liabilities. It is difficult for entrepreneurs to obtain credit, and the difficult business environment causes them to have problems with financial liquidity - believes Małgorzata Anisimowicz.
The material appeared on franchiseawpolsce.pl:

12 July 2017:
" Here's why entrepreneurs aren't shy about debts
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PMR team

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