{"id":12134,"date":"2025-03-17T11:36:06","date_gmt":"2025-03-17T11:36:06","guid":{"rendered":"https:\/\/pmr-restrukturyzacje.pl\/?p=12134"},"modified":"2025-04-11T13:13:56","modified_gmt":"2025-04-11T13:13:56","slug":"bankruptcy-declaration-what-how-and-when-to-do","status":"publish","type":"post","link":"https:\/\/pmr-restrukturyzacje.pl\/en\/bankruptcy-declaration-what-how-and-when-to-do\/","title":{"rendered":"Declaring bankruptcy \u2013 what, how and when to do?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Declaring bankruptcy is one of the most serious solutions in a situation where an entrepreneur, consumer or company is unable to meet financial obligations. This process allows for the arrangement of the financial situation from the perspective of both the debtor and the creditors. However, making a decision about <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/how-to-declare-bankruptcy\/\" title=\"\">Declaration of bankruptcy <\/a>and going through the entire process requires understanding the rules, regulations, and procedures that govern this legal institution. In this article, we will discuss in detail what bankruptcy is, how to declare it, what the consequences are, and when it is an appropriate step.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Contents:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a href=\"#aioseo-kilka-slow-o-artykule-posluchaj\">A few words about the article - Listen\ufffc<\/a><\/li><li><a href=\"#aioseo-czym-jest-upadlosc\">What is bankruptcy?<\/a><\/li><li><a href=\"#aioseo-rodzaje-postepowan-upadlosciowych\">Types of bankruptcy proceedings<\/a><\/li><li><a href=\"#aioseo-kiedy-przedsiebiorca-powinien-oglosic-upadlosc\">When should an entrepreneur declare bankruptcy?<\/a><\/li><li><a href=\"#aioseo-procedura-ogloszenia-upadlosci\">Bankruptcy declaration procedure<\/a><\/li><li><a href=\"#aioseo-1-zlozenie-wniosku-o-upadlosc\">1. Filing a bankruptcy petition<\/a><\/li><li><a href=\"#aioseo-2-oplata-sadowa\">2. Court fee<\/a><\/li><li><a href=\"#aioseo-3-rozpatrzenie-wniosku-przez-sad\">3. Consideration of the application by the court<\/a><\/li><li><a href=\"#aioseo-4-dzialania-syndyka\">4. Actions of the trustee<\/a><\/li><li><a href=\"#aioseo-konsekwencje-ogloszenia-upadlosci\">Consequences of declaring bankruptcy<\/a><\/li><li><a href=\"#aioseo-alternatywy-dla-upadlosci\">Alternatives to bankruptcy<\/a><\/li><li><a href=\"#aioseo-podsumowanie\">Summary<\/a><\/li><\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-kilka-slow-o-artykule-posluchaj\">A few words about the article - Listen<audio src=\"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/01\/Jak-Mozemy-Tobie-Pomoc-w-Procesie-Upadlosci-Konsum.mp3\"><\/audio><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-audio\"><audio controls src=\"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/Ogloszenie-upadlosci-\u2013-co-jak-i-kiedy-zrobic.mp3\"><\/audio><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-czym-jest-upadlosc\"><strong>What is bankruptcy?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bankruptcy is a legal procedure aimed at resolving the debtor&#039;s insolvency. In Poland, it is regulated by two key acts:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bankruptcy law<\/strong> of 28 February 2003, which applies to entrepreneurs and individuals conducting business activities,<\/li>\n\n\n\n<li><strong>Restructuring law<\/strong>, which offers alternative solutions in the event of a threat of insolvency.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bankruptcy can be declared against a natural person, a legal person (e.g. a company), and other entities that conduct business activities. The procedure is intended to:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Enabling creditors to recover part of their receivables,<\/li>\n\n\n\n<li>Sorting out the debtor&#039;s financial situation and ending his financial problems.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">In case of <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/consumer-bankruptcy-where-to-start\/\" title=\"\">individuals, bankruptcy can lead to debt relief<\/a>, which means that after the proceedings are concluded the debtor is released from the obligations he was unable to repay.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/economic-bankruptcy\/\"><img fetchpriority=\"high\" decoding=\"async\" width=\"775\" height=\"185\" src=\"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/11-sprawdz-czy-twoja-firma-moze-sie-oddluzyc.jpg\" alt=\"\" class=\"wp-image-12141\" title=\"\" srcset=\"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/11-sprawdz-czy-twoja-firma-moze-sie-oddluzyc.jpg 775w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/11-sprawdz-czy-twoja-firma-moze-sie-oddluzyc-300x72.jpg 300w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/11-sprawdz-czy-twoja-firma-moze-sie-oddluzyc-768x183.jpg 768w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/11-sprawdz-czy-twoja-firma-moze-sie-oddluzyc-18x4.jpg 18w\" sizes=\"(max-width: 775px) 100vw, 775px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-rodzaje-postepowan-upadlosciowych\"><strong>Types of bankruptcy proceedings<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Polish legal system distinguishes two main types of bankruptcy proceedings:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Consumer bankruptcy<\/strong> \u2013 applies to individuals who do not run a business. The main purpose of this procedure is to discharge the debtor&#039;s debt, i.e. to enable him to start his life anew without burdensome obligations.<\/li>\n\n\n\n<li><strong>Entrepreneur bankruptcy<\/strong> \u2013 addressed to entities conducting business activities, such as companies, individuals conducting business activities or cooperatives. In this case, the proceedings are primarily aimed at satisfying creditors from the debtor&#039;s assets.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"827\" height=\"354\" src=\"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/post-na-Strone.png\" alt=\"\" class=\"wp-image-12138\" title=\"\" srcset=\"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/post-na-Strone.png 827w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/post-na-Strone-300x128.png 300w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/post-na-Strone-768x329.png 768w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/post-na-Strone-18x8.png 18w\" sizes=\"(max-width: 827px) 100vw, 827px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-kiedy-przedsiebiorca-powinien-oglosic-upadlosc\">When should an entrepreneur declare bankruptcy?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A sole proprietor should consider declaring bankruptcy when:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><em>He is unable to settle his obligations.<strong> for a period exceeding three months, and in accordance with Article 21 of the Bankruptcy Law, the debtor is obliged <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/can-a-creditor-file-for-bankruptcy-of-debtor-2\/\" title=\"\">file for bankruptcy <\/a>within 30 days of the occurrence of the state of insolvency.<\/strong><\/em><\/li>\n\n\n\n<li><strong><em>Bankruptcy occurs when the debtor has lost the ability to settle his debts.<\/em><\/strong><em> obligations <strong>(no payments for at least 3 months) or its liabilities exceed<\/strong> value of the property<strong> for a period of more than 24 months (Article 11 of the Bankruptcy Law).<\/strong><\/em><\/li>\n\n\n\n<li><strong>There is no possibility of restructuring<\/strong> or obtaining financing to overcome the crisis.<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-procedura-ogloszenia-upadlosci\">Bankruptcy declaration procedure<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"827\" height=\"354\" src=\"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/post-na-strone_2.png\" alt=\"\" class=\"wp-image-12139\" title=\"\" srcset=\"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/post-na-strone_2.png 827w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/post-na-strone_2-300x128.png 300w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/post-na-strone_2-768x329.png 768w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/post-na-strone_2-18x8.png 18w\" sizes=\"(max-width: 827px) 100vw, 827px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-1-zlozenie-wniosku-o-upadlosc\">1. Filing a bankruptcy petition<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The application is submitted to the district court with jurisdiction over the place of business. It can be submitted by:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>the entrepreneur himself,<\/li>\n\n\n\n<li>creditor if the debtor does not pay the debt.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The application should include the following elements:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>entrepreneur\u2019s identification data (name, surname, NIP, REGON, PESEL, registered office address),<\/li>\n\n\n\n<li>list of creditors and amount of liabilities,<\/li>\n\n\n\n<li>list of assets owned (real estate, equipment, vehicles, financial resources),<\/li>\n\n\n\n<li>evidence of insolvency (e.g. unpaid invoices, bank statements),<\/li>\n\n\n\n<li>information about any pending enforcement proceedings.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-2-oplata-sadowa\">2. Court fee<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>In the case of a sole proprietorship, the fee is PLN 1,000.<\/li>\n\n\n\n<li>If the entrepreneur is unable to pay the fee, he or she may apply for exemption from court fees.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-3-rozpatrzenie-wniosku-przez-sad\">3. Consideration of the application by the court<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The court assesses whether the entrepreneur meets the conditions for declaring bankruptcy. Possible scenarios are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Declaration of bankruptcy<\/strong> and appointment of a trustee.<\/li>\n\n\n\n<li><strong>Application dismissed<\/strong>, if the entrepreneur\u2019s assets do not cover the costs of the proceedings.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/simplified-restructuring\/\" title=\"\">Suggesting restructuring proceedings<\/a><\/strong>, when there is a chance of regaining financial liquidity.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-4-dzialania-syndyka\">4. Actions of the trustee<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>After the declaration of bankruptcy, the trustee takes over the management of the debtor&#039;s assets (the so-called bankruptcy estate). The proceedings are supervised by a judge-commissioner, who controls the actions of the trustee and issues key decisions during the proceedings.<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The trustee takes over the management of the entrepreneur&#039;s assets (the so-called bankruptcy estate).<\/li>\n\n\n\n<li>The assets are liquidated and the funds obtained are divided among the creditors.<\/li>\n\n\n\n<li>Creditors must file their claims with the court within a certain time period.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-konsekwencje-ogloszenia-upadlosci\">Consequences of declaring bankruptcy<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>For the entrepreneur:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loss of control over assets.<\/li>\n\n\n\n<li>Possibility of writing off some or all of the debts after the proceedings are completed.<\/li>\n\n\n\n<li>Difficulty obtaining credit in the future.<\/li>\n\n\n\n<li>The need to close down a business.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>For creditors:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Time limitation of individual debt collection.<\/li>\n\n\n\n<li>Possibility of recovering part of the debt through the division of the debtor&#039;s assets.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/contact\/\"><img loading=\"lazy\" decoding=\"async\" width=\"775\" height=\"185\" src=\"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/10-kontakt-z-nami.jpg\" alt=\"\" class=\"wp-image-12140\" title=\"\" srcset=\"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/10-kontakt-z-nami.jpg 775w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/10-kontakt-z-nami-300x72.jpg 300w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/10-kontakt-z-nami-768x183.jpg 768w, https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2025\/03\/10-kontakt-z-nami-18x4.jpg 18w\" sizes=\"(max-width: 775px) 100vw, 775px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-alternatywy-dla-upadlosci\">Alternatives to bankruptcy<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before an entrepreneur decides to file for bankruptcy, it is worth considering other options:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Restructuring<\/strong> \u2013 the possibility of concluding an arrangement with creditors and debt restructuring.<\/li>\n\n\n\n<li><a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/mediation\/\" title=\"\"><strong>Negotiations with creditors<\/strong> <\/a>\u2013 possibility of dividing the liabilities into installments.<\/li>\n\n\n\n<li><strong>Suspension of activity<\/strong> \u2013 gives time to improve the financial situation.<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"aioseo-podsumowanie\">Summary<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Declaring bankruptcy of a sole proprietorship is a complicated and serious process that can lead to the entrepreneur&#039;s debt relief. However, it is worth considering other options, such as restructuring or negotiations with creditors, before making this decision. Using the help of a lawyer or restructuring advisor can make it easier to go through this difficult process and find the best solution.<\/em><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Og\u0142oszenie upad\u0142o\u015bci to jedno z najpowa\u017cniejszych rozwi\u0105za\u0144 w sytuacji, gdy przedsi\u0119biorca, konsument lub firma nie s\u0105 w stanie wywi\u0105zywa\u0107 si\u0119 z zobowi\u0105za\u0144 finansowych. Proces ten pozwala na uporz\u0105dkowanie sytuacji maj\u0105tkowej zar\u00f3wno z perspektywy d\u0142u\u017cnika, jak i wierzycieli. Jednak podj\u0119cie decyzji o og\u0142oszeniu upad\u0142o\u015bci oraz przej\u015bcie przez ca\u0142y proces wymaga zrozumienia zasad, przepis\u00f3w i procedur, kt\u00f3re reguluj\u0105 t\u0119 instytucj\u0119 prawn\u0105. W niniejszym artykule szczeg\u00f3\u0142owo om\u00f3wimy, czym jest upad\u0142o\u015b\u0107, jak j\u0105 og\u0142osi\u0107, jakie s\u0105 tego konsekwencje, a tak\u017ce kiedy jest to odpowiedni krok. Spis tre\u015bci: Kilka s\u0142\u00f3w o artykule- Pos\u0142uchaj Czym jest upad\u0142o\u015b\u0107? Upad\u0142o\u015b\u0107 to procedura prawna maj\u0105ca na celu rozwi\u0105zanie sytuacji niewyp\u0142acalno\u015bci d\u0142u\u017cnika. W Polsce reguluj\u0105 j\u0105 dwie kluczowe ustawy: Upad\u0142o\u015b\u0107 mo\u017ce by\u0107 og\u0142oszona wobec osoby fizycznej, osoby prawnej (np. sp\u00f3\u0142ki), a tak\u017ce innych podmiot\u00f3w, kt\u00f3re prowadz\u0105 dzia\u0142alno\u015b\u0107 gospodarcz\u0105. Procedura ma na celu: W przypadku os\u00f3b fizycznych, upad\u0142o\u015b\u0107 mo\u017ce prowadzi\u0107 do odd\u0142u\u017cenia, co oznacza, \u017ce po zako\u0144czeniu post\u0119powania d\u0142u\u017cnik zostaje uwolniony od zobowi\u0105za\u0144, kt\u00f3rych nie by\u0142 w stanie sp\u0142aci\u0107. Rodzaje post\u0119powa\u0144 upad\u0142o\u015bciowych W polskim systemie prawnym wyr\u00f3\u017cnia si\u0119 dwa g\u0142\u00f3wne rodzaje post\u0119powa\u0144 upad\u0142o\u015bciowych: Kiedy przedsi\u0119biorca powinien og\u0142osi\u0107 upad\u0142o\u015b\u0107? Przedsi\u0119biorca prowadz\u0105cy jednoosobow\u0105 dzia\u0142alno\u015b\u0107 gospodarcz\u0105 powinien rozwa\u017cy\u0107 og\u0142oszenie upad\u0142o\u015bci, gdy: Procedura og\u0142oszenia upad\u0142o\u015bci 1. Z\u0142o\u017cenie wniosku o upad\u0142o\u015b\u0107 Wniosek sk\u0142ada si\u0119 do s\u0105du rejonowego w\u0142a\u015bciwego dla miejsca prowadzenia dzia\u0142alno\u015bci. Mo\u017ce go z\u0142o\u017cy\u0107: We wniosku powinny znale\u017a\u0107 si\u0119 nast\u0119puj\u0105ce elementy: 2. Op\u0142ata s\u0105dowa 3. Rozpatrzenie wniosku przez s\u0105d S\u0105d ocenia, czy przedsi\u0119biorca spe\u0142nia warunki do og\u0142oszenia upad\u0142o\u015bci. Mo\u017cliwe scenariusze to: 4. Dzia\u0142ania syndyka Po og\u0142oszeniu upad\u0142o\u015bci, syndyk przejmuje zarz\u0105d nad maj\u0105tkiem d\u0142u\u017cnika (tzw. masa upad\u0142o\u015bciowa). Nadz\u00f3r nad post\u0119powaniem sprawuje s\u0119dzia-komisarz, kt\u00f3ry kontroluje dzia\u0142ania syndyka i wydaje kluczowe decyzje w toku post\u0119powania. Konsekwencje og\u0142oszenia upad\u0142o\u015bci Dla przedsi\u0119biorcy: Dla wierzycieli: Alternatywy dla upad\u0142o\u015bci Zanim przedsi\u0119biorca zdecyduje si\u0119 na upad\u0142o\u015b\u0107, warto rozwa\u017cy\u0107 inne opcje: Podsumowanie Og\u0142oszenie upad\u0142o\u015bci jednoosobowej dzia\u0142alno\u015bci gospodarczej to skomplikowany i powa\u017cny proces, kt\u00f3ry mo\u017ce prowadzi\u0107 do odd\u0142u\u017cenia przedsi\u0119biorcy. Warto jednak przed podj\u0119ciem tej decyzji rozwa\u017cy\u0107 inne mo\u017cliwo\u015bci, takie jak restrukturyzacja lub negocjacje z wierzycielami. Skorzystanie z pomocy prawnika lub doradcy restrukturyzacyjnego mo\u017ce u\u0142atwi\u0107 przej\u015bcie przez ten trudny proces i znalezienie najlepszego rozwi\u0105zania.<\/p>","protected":false},"author":15,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[34],"class_list":["post-12134","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":34,"user_id":15,"is_guest":0,"slug":"d-anisimowiczpmr-restructuring-pl","display_name":"Daniel Anisimowicz","avatar_url":{"url":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/09\/daniel-anisimowicz1-1.jpg","url2x":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/09\/daniel-anisimowicz1-1.jpg"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/12134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/comments?post=12134"}],"version-history":[{"count":0,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/12134\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/media?parent=12134"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/categories?post=12134"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/tags?post=12134"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=12134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}