{"id":5734,"date":"2015-09-13T23:00:00","date_gmt":"2015-09-13T21:00:00","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/zarzad-przymusowy-nad-przedsiebiorstwem-dluznika-czyli-paragraf-na-nieuczciwych-dluznikow-i-zabezpieczenie-przed-agresywnymi-wierzycielami\/"},"modified":"2025-01-25T16:53:24","modified_gmt":"2025-01-25T16:53:24","slug":"compulsory-administration-over-the-debtors-enterprise-i-e-a-section-on-dishonest-debtors-and-protection-against-aggressive-creditors","status":"publish","type":"post","link":"https:\/\/pmr-restrukturyzacje.pl\/en\/compulsory-administration-over-the-debtors-enterprise-i-e-a-section-on-dishonest-debtors-and-protection-against-aggressive-creditors\/","title":{"rendered":"Compulsory administration of a debtor's company - a paragraph for bad debtors and a safeguard against aggressive creditors"},"content":{"rendered":"

Aggressive debt collection activities in many cases lead to a loss of liquidity for the indebted company, making it impossible to effectively satisfy all creditors. At the same time, creditors have few tools at their disposal to motivate debtors to repay their debts. The problem therefore affects both creditors, weary of waiting for the goodwill of the debtor, but also the debtors themselves, who fear radical debt collection procedures by aggressive creditors. The solution is enforcement proceedings by receivership, which have been present in Polish law since 2005.<\/p>\n

During the proceedings, e.g. bailiffs, the debtor may still effectively dispose of his assets, which significantly complicates or prevents the satisfaction of the creditor. Therefore, enforcement proceedings by compulsory administration of the debtor's enterprise is effective<\/a> a method of preventing the debtor from "running away with property", which may be used by the creditor. The procedure is described in article 1064 ind 1 and subsequent kpc. Unlike bankruptcy proceedings - compulsory administration is relatively unformalized. It provides a very good chance of recovering the entire nominal obligation and interest from the debtor. Moreover, if initiated early enough and properly conducted, it does not cause the bankruptcy of the debtor's enterprise, protecting it from aggressive actions of creditors.<\/p>\n

Enforcement proceedings by receivership over a debtor's business have two modes. The first is enforcement proceedings against the company's income. This consists of the assumption of authority over the debtor's business by a receiver acting on behalf of the creditor, with the aim of satisfying the creditor from the business's income. Under this procedure, the forced administrator may only be a person with a receiver's licence. The administrator may, among other things - sell part of the assets in order to generate income and satisfy the creditor.<\/p>\n

It is important to note that once enforcement against the company's income is initiated, all other enforcement is discontinued by operation of law and other creditors join the proceedings. This allows funds to be accumulated, liquidity to be revitalised and operations to be reactivated, generating income that allows the repayment of creditors without degrading the value of the company.<\/p>\n

The second solution is enforcement proceedings through the sale of the debtor's business. <\/b>
\nIn this procedure, the administrator, based on the enforcement application, conducts the sale of the debtor's enterprise in its entirety. The sale in this procedure concerns the entire, operating enterprise - a functioning whole with all its resources, and not the sale of individual assets. This procedure is faster and cheaper than the sale companies<\/a> in bankruptcy proceedings and therefore leads to faster satisfaction of creditors.<\/p>\n

\nThe material appeared on the website:
\n<\/b>
\n18 September 2015:
\n\" Compulsory administration of the debtor's company - a paragraph for dishonest debtors and a safeguard against aggressive creditors<\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"

Agresywne dzia\u0142ania windykacyjne w wielu przypadkach prowadz\u0105 do utraty p\u0142ynno\u015bci finansowej zad\u0142u\u017conego przedsi\u0119biorstwa, uniemo\u017cliwiaj\u0105c efektywne zaspokojenie wszystkich wierzycieli. Jednocze\u015bnie wierzyciele dysponuj\u0105 niewielk\u0105 ilo\u015bci\u0105 narz\u0119dzi motywuj\u0105cych d\u0142u\u017cnik\u00f3w do sp\u0142aty nale\u017cno\u015bci. Problem dotyczy wi\u0119c zar\u00f3wno wierzycieli, znu\u017conych czekaniem na dobr\u0105 wol\u0119 d\u0142u\u017cnika, ale te\u017c samych d\u0142u\u017cnik\u00f3w, kt\u00f3rzy obawiaj\u0105 si\u0119 radykalnych procedur windykacyjnych ze strony agresywnych wierzycieli. Rozwi\u0105zaniem s\u0105 post\u0119powania egzekucyjne przez zarz\u0105d przymusowy, kt\u00f3re w polskim prawie s\u0105 obecne od 2005 roku. W trakcie czynno\u015bci np. komorniczych, d\u0142u\u017cnik mo\u017ce nadal skutecznie dysponowa\u0107 swoim maj\u0105tkiem, co istotnie utrudnia lub uniemo\u017cliwia zaspokojenie wierzyciela. Dlatego post\u0119powanie egzekucyjne przez zarz\u0105d przymusowy nad przedsi\u0119biorstwem d\u0142u\u017cnika jest skuteczn\u0105 metod\u0105 powstrzymania d\u0142u\u017cnika przed \u201eucieczk\u0105 z maj\u0105tkiem\u201d, kt\u00f3r\u0105 mo\u017ce zastosowa\u0107 wierzyciel. Post\u0119powanie opisano w artykule 1064 ind 1 i nast\u0119pnych k.p.c. W odr\u00f3\u017cnieniu od post\u0119powania upad\u0142o\u015bciowego \u2013 zarz\u0105d przymusowy jest stosunkowo ma\u0142o sformalizowany. Daje bardzo du\u017ce szanse na odzyskanie od d\u0142u\u017cnika ca\u0142o\u015bci zobowi\u0105zania nominalnego oraz odsetek. Co wi\u0119cej, odpowiednio wcze\u015bnie wszcz\u0119ty i dobrze prowadzony nie powoduje upadku przedsi\u0119biorstwa d\u0142u\u017cnika, chroni\u0105c go przed agresywnymi dzia\u0142aniami wierzycieli. Post\u0119powanie egzekucyjne przez zarz\u0105d przymusowy nad przedsi\u0119biorstwem d\u0142u\u017cnika ma dwa tryby. Pierwszym jest post\u0119powanie egzekucyjne z dochod\u00f3w przedsi\u0119biorstwa. Polega ono na przej\u0119ciu przez zarz\u0105dc\u0119 przymusowego, dzia\u0142aj\u0105cego na rzecz wierzyciela, w\u0142adzy nad przedsi\u0119biorstwem d\u0142u\u017cnika, w celu zaspokojenia wierzyciela z dochod\u00f3w przedsi\u0119biorstwa. W tym trybie zarz\u0105dc\u0105 przymusowym mo\u017ce by\u0107 wy\u0142\u0105cznie osoba z licencj\u0105 syndyka. Zarz\u0105dca mo\u017ce mi\u0119dzy innymi – sprzeda\u0107 cz\u0119\u015b\u0107 maj\u0105tku w celu uzyskania dochodu i zaspokojenia wierzyciela. Istotnym jest, \u017ce po wszcz\u0119ciu egzekucji z dochod\u00f3w przedsi\u0119biorstwa, wszelkie inne egzekucje s\u0105 umarzane z mocy prawa, a inni wierzyciele przy\u0142\u0105czaj\u0105 si\u0119 do tego\u017c post\u0119powania. Pozwala to zakumulowa\u0107 \u015brodki finansowe, rewitalizowa\u0107 p\u0142ynno\u015b\u0107 i reaktywowa\u0107 dzia\u0142alno\u015b\u0107 operacyjn\u0105, generuj\u0105c\u0105 dochody pozwalaj\u0105ce na sp\u0142at\u0119 wierzycieli bez degradacji warto\u015bci przedsi\u0119biorstwa. Drugim rozwi\u0105zaniem jest post\u0119powanie egzekucyjne przez sprzeda\u017c przedsi\u0119biorstwa d\u0142u\u017cnika. W tym trybie zarz\u0105dca, na podstawie wniosku egzekucyjnego, przeprowadza sprzeda\u017c przedsi\u0119biorstwa d\u0142u\u017cnika w ca\u0142o\u015bci. Sprzeda\u017c w tym trybie dotyczy ca\u0142ego, dzia\u0142aj\u0105cego przedsi\u0119biorstwa \u2013 funkcjonuj\u0105cej ca\u0142o\u015bci ze wszystkimi zasobami, a nie sprzeda\u017cy poszczeg\u00f3lnych sk\u0142adnik\u00f3w maj\u0105tkowych. Ten tryb post\u0119powania jest szybszy i ta\u0144szy ni\u017c sprzeda\u017c przedsi\u0119biorstwa w post\u0119powaniu upad\u0142o\u015bciowym i w zwi\u0105zku z tym prowadzi do szybszego zaspokojenia wierzycieli. Materia\u0142 ukaza\u0142 si\u0119 w serwisie: dnia 18 wrze\u015bnia 2015: \u00bb Zarz\u0105d przymusowy nad przedsi\u0119biorstwem d\u0142u\u017cnika, czyli paragraf na nieuczciwych d\u0142u\u017cnik\u00f3w i zabezpieczenie przed agresywnymi wierzycielami<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5734","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/5734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/comments?post=5734"}],"version-history":[{"count":0,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/5734\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/media?parent=5734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/categories?post=5734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/tags?post=5734"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}