{"id":5739,"date":"2016-02-04T05:05:46","date_gmt":"2016-02-04T04:05:46","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/widmo-bankructwa-juz-nie-takie-straszne\/"},"modified":"2025-01-25T16:48:00","modified_gmt":"2025-01-25T16:48:00","slug":"the-specter-of-bankruptcy-is-no-longer-so-scary","status":"publish","type":"post","link":"https:\/\/pmr-restrukturyzacje.pl\/en\/the-specter-of-bankruptcy-is-no-longer-so-scary\/","title":{"rendered":"The spectre of bankruptcy no longer so frightening"},"content":{"rendered":"<p>Bankruptcy may soon become a rarely used term in Poland. This is because since the beginning of the year, a new restructuring law has been in force, which has also changed the bankruptcy law. According to its principles, almost every company will be given a second chance, and entrepreneurs will be bankrupted only as a last resort. There are more interesting solutions.<\/p>\n<p><b>Restructuring culture<\/b><\/p>\n<p>In general, the new law changes the approach to <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/debt-restructuring-is-a-cure-for-companies-problems\/\" data-wpil-monitor-id=\"1998\">problems in the company<\/a>.<\/p>\n<p><i>- This is a change from a culture of liquidation to a culture of restructuring - <\/i> says Maciej Roch Pietrzak, licensed <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/the-restructuring-advisor-provides-support-and-obtains-the-necessary-funds\/\" data-wpil-monitor-id=\"2066\">restructuring advisor<\/a>, president of PMR Restrukturyzacje, vice-dean for science and legislation at the National Chamber of Restructuring Advisors. <i>The previous law of 2003. Bankruptcy and Reorganisation Law tended to favour bankruptcy.<\/i><\/p>\n<p><i>- The provisions for opening resolution proceedings were virtually dead. Fewer than 60 proceedings over thirteen years are a failure -. <\/i>notes Andrzej G\u0142owacki, President of DGA. <i>There were also few composition proceedings.<\/i><\/p>\n<p><i>- In practice, they accounted for only about 20 per cent of all proceedings, and only 138 arrangements have not ended with their revocation to date. Thus, for the majority of entrepreneurs, bankruptcy proceedings ended with the liquidation of their companies - <\/i>says Piotr Zimmerman, legal counsel at Zimmerman and Partners. <i>This led to creditors being satisfied to a lesser extent than would have been possible with the continued operation of the company.<\/i><\/p>\n<p><i>\u2014 Currently, if the debtor expresses his willingness <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/company-restructuring\/\" data-wpil-monitor-id=\"1804\">Restructuring<\/a>, then as a rule he will get such a chance \u2014 <\/i>notes Anna Pukszto, president of the Association of Restructuring Practitioners, legal counsel, partner at Dentons Law Firm. - <i>Bankruptcy proceedings, on the other hand, are intended to become a last resort when the entrepreneur's situation proves so difficult that restructuring has no prospects for the future. <\/i>adds Piotr Zimmerman.<\/p>\n<p><b><i>The article appeared on 4 February 2016 on pb.pl<\/i><\/b><br \/>\n<a class=\"alink\" href=\"http:\/\/firma.pb.pl\/4421631,30181,widmo-bankructwa-juz-nie-takie-straszne\" target=\"_blank\" rel=\"noopener\">\" see pb.pl<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Ju\u017c wkr\u00f3tce upad\u0142o\u015b\u0107 mo\u017ce sta\u0107 si\u0119 rzadko u\u017cywanym w Polsce terminem. Od pocz\u0105tku roku obowi\u0105zuje bowiem nowe prawo restrukturyzacyjne, kt\u00f3re zmieni\u0142o r\u00f3wnie\u017c prawo upad\u0142o\u015bciowe. Zgodnie z jego zasadami, niemal ka\u017cda firma dostanie drug\u0105 szans\u0119, a bankrutowa\u0107 przedsi\u0119biorcy b\u0119d\u0105 jedynie w ostateczno\u015bci. Interesuj\u0105cych rozwi\u0105za\u0144 jest wi\u0119cej. Kultura restrukturyzacji Generalnie nowe prawo zmienia podej\u015bcie do problem\u00f3w w firmie. \u2014 To zmiana kultury likwidacji na kultur\u0119 restrukturyzacji \u2014 m\u00f3wi Maciej Roch Pietrzak, licencjonowany doradca restrukturyzacyjny, prezes PMR Restrukturyzacje, prodziekan ds. nauki i legislacji Krajowej Izby Doradc\u00f3w Restrukturyzacyjnych. Poprzednia ustawa z 2003 r. Prawo upad\u0142o\u015bciowe i naprawcze premiowa\u0142a raczej bankructwo. \u2014 Zapisy dotycz\u0105ce otwarcia post\u0119powania naprawczego by\u0142y praktycznie martwe. Niewiele ponad 60 post\u0119powa\u0144 na przestrzeni trzynastu lat to pora\u017cka \u2014 zwraca uwag\u0119 Andrzej G\u0142owacki, prezes DGA. Niewiele by\u0142o tak\u017ce post\u0119powa\u0144 uk\u0142adowych. \u2014 W praktyce stanowi\u0142y zaledwie ok. 20 proc. wszystkich post\u0119powa\u0144, a jedynie 138 uk\u0142ad\u00f3w nie zako\u0144czy\u0142o si\u0119 do dzi\u015b ich uchyleniem. Dla wi\u0119kszo\u015bci przedsi\u0119biorc\u00f3w post\u0119powanie upad\u0142o\u015bciowe ko\u0144czy\u0142o si\u0119 wi\u0119c likwidacj\u0105 ich sp\u00f3\u0142ek \u2014 m\u00f3wi Piotr Zimmerman, radca prawny w kancelarii Zimmerman i Wsp\u00f3lnicy. To prowadzi\u0142o do zaspokajania wierzycieli w mniejszym stopniu, ni\u017c by\u0142oby to mo\u017cliwe przy dalszym funkcjonowaniu firmy. \u2014 Obecnie, je\u015bli tylko d\u0142u\u017cnik wyrazi ch\u0119\u0107 Restrukturyzacji, to co do zasady tak\u0105 szans\u0119 dostanie \u2014 zauwa\u017ca Anna Pukszto, prezes Stowarzyszenia Praktyk\u00f3w Restrukturyzacji, radca prawny, partner w Kancelarii Prawnej Dentons. \u2014 Natomiast post\u0119powanie upad\u0142o\u015bciowe ma w za\u0142o\u017ceniu sta\u0107 si\u0119 ostateczno\u015bci\u0105, kiedy sytuacja przedsi\u0119biorcy oka\u017ce si\u0119 na tyle trudna, \u017ce jego restrukturyzacja nie b\u0119dzie mia\u0142a widok\u00f3w na przysz\u0142o\u015b\u0107 \u2014 dodaje Piotr Zimmerman. Artyku\u0142 ukaza\u0142 si\u0119 4 lutego 2016 w serwisie pb.pl \u00bb zobacz na stronie pb.pl<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5739","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/5739","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/comments?post=5739"}],"version-history":[{"count":0,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/5739\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/media?parent=5739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/categories?post=5739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/tags?post=5739"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}