{"id":5883,"date":"2020-03-24T13:32:39","date_gmt":"2020-03-24T12:32:39","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/skutki-koronawirusa-odczuja-nie-tylko-male-firmy-zagrozeni-sprzedawcy-towarow-trwalych\/"},"modified":"2024-12-15T15:40:32","modified_gmt":"2024-12-15T15:40:32","slug":"the-effects-of-coronavirus-will-be-felt-not-only-by-small-companies-but-also-by-sellers-of-durable-goods-at-risk","status":"publish","type":"post","link":"https:\/\/pmr-restrukturyzacje.pl\/en\/the-effects-of-coronavirus-will-be-felt-not-only-by-small-companies-but-also-by-sellers-of-durable-goods-at-risk\/","title":{"rendered":"The impact of the coronavirus will not only be felt by small businesses. Durable goods retailers at risk"},"content":{"rendered":"

The effects of the pandemic are already being felt very strongly by micro and small enterprises employing several to a dozen people, but also those employing up to several dozen employees. However, in a perspective of several months, the size of the company will gradually lose its significance, believes Ma\u0142gorzata Anisimowicz, President of the Management Board of PMR Restructuring.<\/p>\n

- In order to avoid worst-case scenarios, entrepreneurs operating in endangered sectors should start as soon as possible to develop a catalogue of rescue tools they can use to maintain liquidity in such a difficult period, suggests Ma\u0142gorzata Anisimowicz.<\/p>\n

In the case of companies that may lose their financial liquidity in the coming months, the rescue solution is restructuring<\/a>. It allows you to use both the range of aid instruments introduced by the government and stops all enforcement. It also protects against aggressive debt collection, stops the payment of receivables and allows make an arrangement with creditors<\/a>, regarding the repayment of liabilities \u2013 even with the possibility of their significant write-off in a situation where the only alternative is bankruptcy. It also allows to protect key contracts and protects the management from personal liability<\/p>\n

- Let us remember that it is the duty of the board filing a bankruptcy petition<\/a> enterprise, no later than within 30 days from the date on which the basis for declaring bankruptcy occurred, i.e. from the moment the state of insolvency arose.<\/p>\n

From the point of view of protecting your own company, it is natural to take precedence restructuring over bankruptcy<\/a>, and this is also how the courts see it. However, it is worth bearing in mind that the possibility of applying legal provisions securing and protecting the company is decided by time.<\/p>\n

The article appeared in Trade News:<\/b>23 March 2020. We invite you to read the full version:\" The effects of the coronavirus will not only be felt by small businesses<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Skutki pandemii ju\u017c teraz bardzo mocno odczuwaj\u0105 mikroprzedsi\u0119biorstwa i ma\u0142e przedsi\u0119biorstwa zatrudniaj\u0105ce od kilku do kilkunastu os\u00f3b, ale tak\u017ce te do kilkudziesi\u0119ciu pracownik\u00f3w. W kilkumiesi\u0119cznej perspektywie rozmiar przedsi\u0119biorstwa stopniowo b\u0119dzie jednak traci\u0107 na znaczeniu \u2013 uwa\u017ca Ma\u0142gorzata Anisimowicz, prezes zarz\u0105du PMR Restrukturyzacje. \u2013 Aby unikn\u0105\u0107 najgorszych scenariuszy przedsi\u0119biorcy dzia\u0142aj\u0105cy w zagro\u017conych sektorach powinni jak najszybciej przyst\u0105pi\u0107 do opracowania katalogu narz\u0119dzi ratunkowych, z kt\u00f3rych b\u0119d\u0105 mogli skorzysta\u0107 w celu podtrzymania p\u0142ynno\u015b\u0107 finansowej w tak trudnym okresie \u2013 podpowiada Ma\u0142gorzata Anisimowicz. W przypadku firm, kt\u00f3re p\u0142ynno\u015b\u0107 finansow\u0105 mog\u0105 utraci\u0107 ju\u017c w najbli\u017cszych miesi\u0105cach, rozwi\u0105zaniem ratunkowym jest restrukturyzacja. Pozwala ona wykorzysta\u0107 zar\u00f3wno wachlarz instrument\u00f3w pomocowych wprowadzonych przez rz\u0105d, jak i wstrzymuje wszelkie egzekucje. Chroni r\u00f3wnie\u017c przed agresywn\u0105 windykacj\u0105, zatrzymuje p\u0142atno\u015b\u0107 powsta\u0142ych wierzytelno\u015bci oraz pozwala zawrze\u0107 uk\u0142ad z wierzycielami, co do sp\u0142aty zobowi\u0105za\u0144 – nawet z mo\u017cliwo\u015bci\u0105 ich znacznego umorzenia w sytuacji, gdy alternatyw\u0105 staje si\u0119 ju\u017c tylko upad\u0142o\u015b\u0107. Pozwala ona tak\u017ce ochroni\u0107 kluczowe umowy i zabezpiecza zarz\u0105d przed odpowiedzialno\u015bci\u0105 osobist\u0105 \u2013 Pami\u0119tajmy, \u017ce obowi\u0105zkiem zarz\u0105du jest z\u0142o\u017cenie wniosku o og\u0142oszenie upad\u0142o\u015bci przedsi\u0119biorstwa, nie p\u00f3\u017aniej ni\u017c w terminie 30 dni od dnia, w kt\u00f3rym wyst\u0105pi\u0142a podstawa do og\u0142oszenia upad\u0142o\u015bci, czyli od chwili powstania stanu niewyp\u0142acalno\u015bci. Z punktu widzenia ochrony w\u0142asnego przedsi\u0119biorstwa naturalny jest wi\u0119c prymat restrukturyzacji nad upad\u0142o\u015bci\u0105, i tak r\u00f3wnie\u017c postrzegaj\u0105 to s\u0105dy. Warto jednak mie\u0107 na uwadze, \u017ce o mo\u017cliwo\u015bci zastosowania prawnych przepis\u00f3w zabezpieczaj\u0105cych i chroni\u0105cych przedsi\u0119biorstwo decyduje czas. Artyku\u0142 ukaza\u0142 si\u0119 w Wiadomo\u015bciach Handlowych:dnia 23 marca 2020 r. Zapraszamy do zapoznania si\u0119 z jego pe\u0142n\u0105 wersj\u0105:\u00bb Skutki koronawirusa odczuj\u0105 nie tylko ma\u0142e firmy<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5883","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/5883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/comments?post=5883"}],"version-history":[{"count":0,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/5883\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/media?parent=5883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/categories?post=5883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/tags?post=5883"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}