{"id":5995,"date":"2023-08-18T14:19:30","date_gmt":"2023-08-18T12:19:30","guid":{"rendered":"https:\/\/pmr-restrukturyzacje.pl\/?p=749"},"modified":"2023-08-18T14:19:30","modified_gmt":"2023-08-18T12:19:30","slug":"as-a-result-of-the-crisis-micro-enterprises-are-looking-for-external-financing","status":"publish","type":"post","link":"https:\/\/pmr-restrukturyzacje.pl\/en\/as-a-result-of-the-crisis-micro-enterprises-are-looking-for-external-financing\/","title":{"rendered":"As a result of the crisis, micro companies are looking for external financing"},"content":{"rendered":"

\ud83d\udc49 In a period of economic downturn, delayed payments from customers, or problems with payment bottlenecks, the owners of many companies have to fight to maintain the financial liquidity of their businesses. The 'Corporate Spending Barometer' survey commissioned by NFG shows that, in this situation, one in four micro-enterprises (26 per cent) has used additional financing in the last 12 months.<\/p>\n\n\n\n

\ud83d\udc49 At the same time, high interest rates meant that entrepreneurs using external financing were most likely to reach for money from private resources (43 per cent). Only in the next place did they opt for a bank loan (37 per cent), and 20 per cent asked family or friends for help. One in 10 micro-enterprises used grants, and factoring and leasing were indicated by 4 per cent each.<\/p>\n\n\n\n

\ud83d\udc49 Funds from an external source of financing were most often used to purchase goods (29 per cent) and repay liabilities (23 per cent), with the reasons for seeking financing varying depending on the industry in which the company operates or the entrepreneur's assessment of its financial condition.<\/p>\n\n\n\n

@Rzeczpospolita writes about the details of the study:<\/p>\n\n\n\n

The article appeared on @rp.co.uk:<\/b>17 August 2023. We invite you to read the full version:\" The crisis is taking its toll on micro businesses. They are looking for external financing <\/a><\/div>","protected":false},"excerpt":{"rendered":"

\ud83d\udc49W okresie spowolnienia gospodarczego, op\u00f3\u017anionych p\u0142atno\u015bci od klient\u00f3w, czy problem\u00f3w z zatorami p\u0142atniczymi w\u0142a\u015bciciele wielu firm musz\u0105 walczy\u0107 o utrzymanie p\u0142ynno\u015bci finansowej swoich biznes\u00f3w. Z badania \u201eBarometr wydatk\u00f3w firmowych\u201d przeprowadzonego na zlecenie firmy NFG wynika, \u017ce w tej sytuacji co czwarta mikrofirma (26 proc.) skorzysta\u0142a w ci\u0105gu ostatnich 12 miesi\u0119cy z dodatkowego finansowania. \ud83d\udc49Wysokie stopy procentowe sprawi\u0142y przy tym, \u017ce przedsi\u0119biorcy korzystaj\u0105cy z zewn\u0119trznego finansowania najcz\u0119\u015bciej si\u0119gali po pieni\u0105dze z prywatnych zasob\u00f3w (43 proc.). Dopiero w dalszej kolejno\u015bci decydowali si\u0119 na kredyt bankowy (37 proc.), a 20 proc. poprosi\u0142o o pomoc rodzin\u0119 lub znajomych. Co 10. mikrofirma skorzysta\u0142a z dotacji, a po 4 proc. wskaza\u0144 stanowi\u0142y faktoring i leasing. \ud83d\udc49\u015arodki pochodz\u0105ce z zewn\u0119trznego \u017ar\u00f3d\u0142a finansowania najcz\u0119\u015bciej przeznaczano na zakup towaru (29 proc.) oraz sp\u0142at\u0119 zobowi\u0105za\u0144 (23 proc.), przy czym powody si\u0119gania po finansowanie r\u00f3\u017cni\u0105 si\u0119 w zale\u017cno\u015bci od bran\u017cy, w jakiej dzia\u0142a dana firma, czy oceny kondycji finansowej przedsi\u0119biorcy. O szczeg\u00f3\u0142ach badania pisze @Rzeczpospolita: Artyku\u0142 ukaza\u0142 si\u0119 w serwisie @rp.pl:dnia 17 sierpnia 2023 r. Zapraszamy do zapoznania si\u0119 z jego pe\u0142n\u0105 wersj\u0105:\u00bb Kryzys daje si\u0119 we znaki mikrofirmom. Szukaj\u0105 finansowania z zewn\u0105trz<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5995","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/5995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/comments?post=5995"}],"version-history":[{"count":0,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/5995\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/media?parent=5995"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/categories?post=5995"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/tags?post=5995"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}