{"id":5999,"date":"2023-10-20T16:36:00","date_gmt":"2023-10-20T14:36:00","guid":{"rendered":"https:\/\/pmr-restrukturyzacje.pl\/?p=1157"},"modified":"2023-10-20T16:36:00","modified_gmt":"2023-10-20T14:36:00","slug":"change-of-law-from-april-2024","status":"publish","type":"post","link":"https:\/\/pmr-restrukturyzacje.pl\/en\/change-of-law-from-april-2024\/","title":{"rendered":"Change in the law as early as April 2024"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Is this a real help for Entrepreneurs? Are Entrepreneurs better off in the \"new reality\" after 15 October 2023? Is this enough for Entrepreneurs to take a breather?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A part of entrepreneurs affected by the tax changes positively perceive the proposed changes<\/strong>y. Although most are still sceptical. According to the proposed changes, only part of the beauty industry services are affected. Entrepreneurs ask why the beauty industry and not, for example, photography. Where is the economic analysis to support the rationale for these changes?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">See more on this topic: <a href=\"https:\/\/www.money.pl\/podatki\/rzad-realizuje-kolejna-obietnice-nizszy-vat-dla-jednej-z-branzy-oto-lista-uslug-7002229276425184a.html\" target=\"_blank\" rel=\"noopener\">money.co.uk<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Further questions also arise, what about the health contribution. <\/strong>After all, the changes introduced by the previous government led to bankruptcy of many entrepreneurs. Such a tax system leads not to an increase in revenues, but <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/companies-can-escape-into-the-grey-zone-this-is-an-astronomical-increase-in-the-minimum-wage\/\" data-wpil-monitor-id=\"396\">grey zone<\/a>. We hear such statements from entrepreneurs during many consultations and conversations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The rules for payment of health insurance contributions introduced in the Polish Deal in 2022 have resulted in a significant increase in the burden on <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/a-large-increase-in-the-insolvency-of-polish-companies\/\" data-wpil-monitor-id=\"448\">Polish companies.<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to entrepreneurs, the health insurance premium paid in this way, i.e. settled on income without the possibility of deduction, worsens the situation <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/consumer-bankruptcy-also-for-business-owners\/\" title=\"\">business owners<\/a>. <strong>According to experts, this is a hidden form of state crediting, <\/strong>which has nothing to do with the healthcare system. According to the arguments of the current government, there is no possibility of changing the law in this area, because otherwise there will be no funds for the healthcare system even in the current scope.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">See more on this topic: <a href=\"https:\/\/www.money.pl\/podatki\/rzad-wycofal-sie-z-obietnicy-danej-przedsiebiorcom-ekspert-nie-ma-na-to-pieniedzy-7000618750053344a.html\" target=\"_blank\" rel=\"noopener\">money.co.uk<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Even though understanding is necessary, entrepreneurs are afraid for their own <\/strong><a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/more-and-more-construction-companies-are-fighting-for-survival\/\" data-wpil-monitor-id=\"397\">companies. More and more<\/a> We are receiving more and more questions from restructuring advisors about how we can help and whether it is time to take action?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Analysis of business debts shows,<\/strong> that Social Security contributions are a huge cost for entrepreneurs. As the entrepreneurs point out, 'we are the ones who finance the economy' and we are the ones who cannot benefit from state health care, as we work 16, 18 hours a day to pay for all the costs of our business and can only benefit from private health care.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>We would also like to point out that it is ZUS that often files <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/whether-an-employee-can-file-for-bankruptcy-of-the-employer\/\" data-wpil-monitor-id=\"1052\">applications to the Court regarding the declaration of bankruptcy<\/a> entrepreneur who does not settle due ZUS contributions within the statutory deadlines.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In 2024, entrepreneurs may face a variety of challenges, depending on the region, industry and changing economic conditions. The challenges that entrepreneurs will face are: &nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Economic instability:<\/strong> Volatile economic conditions, such as inflation, recession or financial market volatility, affect the ability of businesses to plan and grow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sustainability:<\/strong> Growing societal expectations regarding sustainable development may require <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/entrepreneurs-are-restructuring-their-businesses-instead-of-going-bankrupt\/\" data-wpil-monitor-id=\"526\">entrepreneurs adapting business practices<\/a> to ecological and social standards.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Commodity and fuel prices:<\/strong> Fluctuations <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/65-percent-of-companies-increased-prices-due-to-rising-energy-costs\/\" data-wpil-monitor-id=\"496\">raw material and fuel prices may affect costs<\/a> production and transportation, which may have consequences for companies&#039; profitability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Lack of qualified labour:<\/strong> The difficulty in finding and hiring suitably qualified staff can be a challenge for many companies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Cyber security:<\/strong> The increase in cyber security threats can put companies at risk of data loss, as well as affecting the trust of customers and business partners.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Technological innovation:<\/strong> Technological changes such as automation and artificial intelligence may require adaptation <a href=\"https:\/\/pmr-restrukturyzacje.pl\/en\/despite-the-crisis-companies-in-poland-do-not-give-up-on-investing-in-it\/\" data-wpil-monitor-id=\"497\">companies to new solutions and investments<\/a> in technology.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Regulation:<\/strong> Changes in laws and regulations affecting different sectors of the economy can affect businesses and require adaptation to new requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is worth noting that the specific problems may vary from one economic sector to another and from one location to another, and entrepreneurs will have to react flexibly to changing conditions, make strategic decisions and seek innovative solutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The situation is difficult. This is why we have introduced free consultations for entrepreneurs, so that they can, without incurring additional costs, assess the economic situation of the company with a recommendation of what should be done to protect the business, liability for liabilities, protection of assets<\/p>","protected":false},"excerpt":{"rendered":"<p>Czy to realna pomoc dla Przedsi\u0119biorc\u00f3w? Czy w \u201enowej rzeczywisto\u015bci\u201d po 15 pa\u017adziernika 2023 roku Przedsi\u0119biorcom \u017cyje si\u0119 lepiej? Czy to wystarczy by Przedsi\u0119biorcy odetchn\u0119li? Cze\u015b\u0107 przedsi\u0119biorc\u00f3w, kt\u00f3rych dotycz\u0105 zmiany podatkowe pozytywnie odbiera projektowane zmiany. Cho\u0107 wi\u0119kszo\u015b\u0107 nadal jest sceptyczna. Zgodnie z proponowanymi zmianami dotycz\u0105 one jedynie cz\u0119\u015bci us\u0142ug bran\u017cy beauty. Przedsi\u0119biorcy pytaj\u0105, dlaczego bran\u017ca beauty a nie np. fotografia. Gdzie analizy ekonomiczne potwierdzaj\u0105ce zasadno\u015b\u0107 wprowadzenia tych zmian? Zobacz wi\u0119cej na ten temat: money.pl Pojawiaj\u0105 si\u0119 te\u017c kolejne pytania, a co ze sk\u0142adk\u0105 zdrowotn\u0105. Przecie\u017c wprowadzone za poprzedniego rz\u0105du zmiany doprowadzi\u0142y wielu przedsi\u0119biorc\u00f3w do bankructwa. Taki system podatkowy prowadzi do zwi\u0119kszenia nie przychod\u00f3w, a szarej strefy. Takie wypowiedzi przedsi\u0119biorc\u00f3w s\u0142yszymy przy wielu konsultacjach, rozmowach. Zasady p\u0142atno\u015bci sk\u0142adki zdrowotnej&nbsp;wprowadzone w&nbsp;Polskim \u0141adzie w&nbsp;2022 roku spowodowa\u0142y, \u017ce znacznie wzros\u0142y obci\u0105\u017cenia dla polskich firm. Wed\u0142ug przedsi\u0119biorc\u00f3w w taki spos\u00f3b p\u0142acona sk\u0142adka zdrowotna, czyli rozliczana od dochodu bez mo\u017cliwo\u015bci jej odliczenia wp\u0142ywa na pogorszenie sytuacji w\u0142a\u015bcicieli firm. Wed\u0142ug ekspert\u00f3w jest to ukryta forma kredytowania pa\u0144stwa, kt\u00f3ra nie ma nic wsp\u00f3lnego z\u00a0systemem zdrowotnym. Wed\u0142ug argument\u00f3w obecnie rz\u0105dz\u0105cych brak jest mo\u017cliwo\u015bci zmiany prawa w tym obszarze, gdy\u017c w przeciwnym razie zabraknie \u015brodk\u00f3w na system zdrowia nawet w dotychczasowym zakresie. Zobacz wi\u0119cej na ten temat: money.pl Pomimo tego, i\u017c zrozumienie jest konieczne przedsi\u0119biorcy boja si\u0119 o swoje firmy. Coraz wi\u0119cej odnotowujemy zapyta\u0144 do doradc\u00f3w restrukturyzacyjnych jak mo\u017cna pom\u00f3c i czy to jest ju\u017c ten moment, kiedy nale\u017cy zacz\u0105\u0107 dzia\u0142a\u0107? Analiza zad\u0142u\u017ce\u0144 przedsi\u0119biorc\u00f3w pokazuje, i\u017c sk\u0142adki ZUS s\u0105 dla przedsi\u0119biorc\u00f3w olbrzymim kosztem. Jak wskazuj\u0105 przedsi\u0119biorcy \u201eto my finansujemy gospodark\u0119\u201d i to my nie mo\u017cemy skorzysta\u0107 z pa\u0144stwowej pomocy zdrowotnej, gdy\u017c aby op\u0142aci\u0107 wszelkie koszty prowadzonej dzia\u0142alno\u015bci gospodarczej pracujemy po 16,18 godzin dziennie i mo\u017cemy skorzysta\u0107 jedynie z prywatnej s\u0142u\u017cby zdrowia. Zwracamy te\u017c uwag\u0119, i\u017c to w\u0142a\u015bnie ZUS cz\u0119sto sk\u0142ada wnioski do S\u0105du w zakresie og\u0142oszenia upad\u0142o\u015bci przedsi\u0119biorcy, kt\u00f3ry to nie reguluje w ustawowych terminach nale\u017cnych sk\u0142adek ZUS. W 2024 roku przedsi\u0119biorcy mog\u0105 napotyka\u0107 na r\u00f3\u017cnorodne problemy, zale\u017cne od regionu, bran\u017cy i zmieniaj\u0105cych si\u0119 warunk\u00f3w gospodarczych. Wyzwania przed kt\u00f3rymi stan\u0105 przedsi\u0119biorcy to: &nbsp; Niestabilno\u015b\u0107 gospodarcza: Zmienne warunki gospodarcze, takie jak inflacja, recesja lub niestabilno\u015b\u0107 rynk\u00f3w finansowych, wp\u0142ywaj\u0105 na zdolno\u015b\u0107 przedsi\u0119biorstw do planowania i rozwoju. Zr\u00f3wnowa\u017cony rozw\u00f3j: Wzrastaj\u0105ce oczekiwania spo\u0142eczne dotycz\u0105ce zr\u00f3wnowa\u017conego rozwoju mog\u0105 wymaga\u0107 od przedsi\u0119biorc\u00f3w dostosowywania praktyk biznesowych do norm ekologicznych i spo\u0142ecznych. Ceny surowc\u00f3w i paliw: Wahania cen surowc\u00f3w i paliw mog\u0105 wp\u0142ywa\u0107 na koszty produkcji i transportu, co mo\u017ce mie\u0107 konsekwencje dla zyskowno\u015bci przedsi\u0119biorstw. Brak kwalifikowanej si\u0142y roboczej: Trudno\u015bci w znalezieniu i zatrudnieniu odpowiednio wykwalifikowanych pracownik\u00f3w mog\u0105 stanowi\u0107 wyzwanie dla wielu firm. Cyberbezpiecze\u0144stwo: Wzrost zagro\u017ce\u0144 zwi\u0105zanych z cyberbezpiecze\u0144stwem mo\u017ce nara\u017ca\u0107 przedsi\u0119biorstwa na ryzyko utraty danych, a tak\u017ce wp\u0142ywa\u0107 na zaufanie klient\u00f3w i partner\u00f3w biznesowych. Innowacje technologiczne: Przemiany technologiczne, takie jak automatyzacja i sztuczna inteligencja, mog\u0105 wymaga\u0107 dostosowania firm do nowych rozwi\u0105za\u0144 oraz inwestycji w technologie. Regulacje: Zmiany w przepisach i regulacjach dotycz\u0105cych r\u00f3\u017cnych sektor\u00f3w gospodarki mog\u0105 wp\u0142ywa\u0107 na funkcjonowanie przedsi\u0119biorstw i wymaga\u0107 dostosowywania si\u0119 do nowych wymaga\u0144. Warto zauwa\u017cy\u0107, \u017ce specyficzne problemy mog\u0105 r\u00f3\u017cni\u0107 si\u0119 w zale\u017cno\u015bci od sektora gospodarki i lokalizacji, a przedsi\u0119biorcy b\u0119d\u0105 musieli elastycznie reagowa\u0107 na zmieniaj\u0105ce si\u0119 warunki, podejmowa\u0107 strategiczne decyzje i poszukiwa\u0107 innowacyjnych rozwi\u0105za\u0144. Sytuacja jest trudna. Dlatego te\u017c wprowadzili\u015bmy darmowe konsultacje dla przedsi\u0119biorc\u00f3w, aby mogli bez konieczno\u015bci ponoszenia dodatkowych koszt\u00f3w, w zakresie oceny sytuacji ekonomicznej firmy wraz z rekomendacj\u0105 co nale\u017ca\u0142oby zrobi\u0107 dla ochrony biznesu, odpowiedzialno\u015bci za zobowi\u0105zania, ochrony maj\u0105tku<\/p>","protected":false},"author":13,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[31],"class_list":["post-5999","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":31,"user_id":13,"is_guest":0,"slug":"m-anisimowiczpmr-restructuring-pl","display_name":"Ma\u0142gorzata Anisimowicz","avatar_url":{"url":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/10\/malgorzata-anisimowicz1-1.jpg","url2x":"https:\/\/pmr-restrukturyzacje.pl\/wp-content\/uploads\/2024\/10\/malgorzata-anisimowicz1-1.jpg"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/5999","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/comments?post=5999"}],"version-history":[{"count":0,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/posts\/5999\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/media?parent=5999"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/categories?post=5999"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/tags?post=5999"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmr-restrukturyzacje.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5999"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}