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Zgodnie z ostatnimi danymi Krajowego Rejestru D\u0142ug\u00f3w Biura Informacji Gospodarczej, ponad po\u0142owa ma\u0142ych i \u015brednich firm skar\u017cy si\u0119, \u017ce ich klienci nieterminowo p\u0142ac\u0105 za produkty lub us\u0142ugi. Z kolei Coface wskazuje, \u017ce w trzecim kwartale 2020 roku wzros\u0142a liczba niewyp\u0142acalno\u015bci polskich przedsi\u0119biorstw. Co zrobi\u0107 w przypadku osi\u0105gni\u0119cia braku wyp\u0142acalno\u015bci ze wzgl\u0119du na problemy kontrahenta? Jak sobie poradzi\u0107 z w\u0142asnymi zobowi\u0105zaniami i wyj\u015b\u0107 z kryzysu? Czas pandemii po raz kolejny zwr\u00f3ci\u0142 uwag\u0119 nas wszystkich na fakt gospodarki b\u0119d\u0105cej sieci\u0105 naczy\u0144 ze sob\u0105 po\u0142\u0105czonych. Konsekwencje zwi\u0105zane z lockdownem oraz spowolnieniem gospodarczym potrafi\u0105 w spos\u00f3b nieoczywisty dotkn\u0105\u0107 ka\u017cd\u0105 firm\u0119. Szybkie, ale jednocze\u015bnie przemy\u015blane dzia\u0142ania pozwol\u0105 zminimalizowa\u0107 ewentualne problemy ze sp\u0142at\u0105 nale\u017cno\u015bci. W przypadku osi\u0105gni\u0119cia punktu, w kt\u00f3rym realnym zagro\u017ceniem staje si\u0119 ryzyko utraty p\u0142ynno\u015bci finansowej, z pomoc\u0105 przychodzi uproszczona restrukturyzacja, kt\u00f3ra w realny spos\u00f3b mo\u017ce nas ochroni\u0107 przed konieczno\u015bci\u0105 og\u0142oszenia upad\u0142o\u015bci \u2013 m\u00f3wi Ma\u0142gorzata Anisimowicz, kwalifikowany doradca restrukturyzacyjny i prezes PMR Restrukturyzacje. Otwarcie post\u0119powania restrukturyzacyjnego pozwala m.in. na zamro\u017cenie zobowi\u0105za\u0144 lub znaczne ich umorzenie poprzez zawarcie uk\u0142adu z wierzycielami, zawieszenie egzekucji, ochron\u0119 przed agresywn\u0105 windykacj\u0105, ochron\u0119 kluczowych zasob\u00f3w a tak\u017ce ochron\u0119 kluczowych um\u00f3w. Artyku\u0142 ukaza\u0142 si\u0119 w serwisie CEO Biznes w Praktyce:dnia 13 pa\u017adziernika 2020 r. 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