According to the Credit Information Bureau's "Credit Trends" report, the number of people with liabilities to loan companies increased by 24 thousand in the first half of 2017. About 80 percent of them also have bank loans. This creates the risk of some borrowers falling into a spiral debts by taking on more liabilities in companies loan. The interest in such companies results from the fact that banks are withdrawing from low-amount consumer loans.
– says Sławomir Anisimowicz, director at the PMR Restrukturyzacje SA law firm, which helps consumers with bankruptcy.
Sławomir Anisimowicz admits, however, that such simple solutions are often not possible. This happens when the borrower decides to take out a loan too late. problem solving or in the event of accidental events (illness, accident) that we have no influence on. Then excessive debt becomes difficult to eliminate.
– adds a representative of the PMR law firm Restructuring SA.
As many as 25 percent of the loan sector's clients are under 25 years old. Many of them are unable to repay their debts. Over 567 thousand young Poles aged 18-34 already have a total of PLN 4.6 billion in arrears. debts non-credit – according to data from the BIG InfoMonitor Debtors Register. The situation is even worse in loans, where every eighth 18-34-year-old cannot cope with repayment. The number of debtors in arrears increased by over 86 thousand from March 2016 to March 2017.
on November 8, 2017:
» Young people's debt is growing