Upadłość konsumencka jest postępowaniem sądowym przewidzianym dla osób prywatnych, które nie prowadzą działalności gospodarczej i stali się niewypłacalni. Upadłość konsumencka pozwala osobom prywatnym na oddłużenie oraz na nową szansę na zbudowanie swojego życia osobistego, rodzinnego i zawodowego. Kilka słów o artykule- Posłuchaj Czym jest upadłość konsumencka? Co daje upadłość konsumencka? Kto może ogłosić upadłość...

Table of Contents A few words about the article - Posłucha Introduction Termination of community of property based on a court decision Termination of community of property as a result of divorce Termination of community of property based on an agreement Conclusion A few words about the article - Posłucha Introduction Is the wife liable for the debts of her husband or the husband for the debts incurred by the wife? The answer is not clear and easy to give. The financial situation of the spouses...

Table of Contents: A Few Words About the Article - Listen 1. What is consumer bankruptcy? 2. What documents should be prepared to file a petition for consumer bankruptcy? 3. What does the proceeding before the Court look like in a case for the declaration of consumer bankruptcy? 4. What does the proceeding before the Trustee look like after the declaration of consumer bankruptcy? 5. What...

Consumer bankruptcy is definitely becoming more and more popular among people with financial problems. A large group of such people wonder whether they can declare bankruptcy without any assets and how long such proceedings will take. Table of Contents: A few words about the article - Listen Consumer bankruptcy - what is it Who can declare consumer bankruptcy How long does bankruptcy proceedings take...

Arrangement proposals are definitely the most important document in restructuring proceedings, being both an offer and a promise that the entrepreneur makes to his creditors. Properly prepared, realistic and feasible arrangement proposals are the key to success in restructuring proceedings, because they can help to keep the company on the market and secure the redistribution of funds as part of the implementation of the arrangement, securing the protection of the legitimate rights of creditors. In this...

According to the Restructuring Law, the primary objective of the proceedings is to avoid bankruptcy. During the restructuring proceedings, the debtor and the out-of-court body carry out a number of activities aimed at improving the economic situation of the debtor's enterprise so that it can continue to operate in economic circulation. The following types of restructuring proceedings are distinguished: Arrangement approval proceedings Arrangement proceedings Accelerated arrangement proceedings Arrangement proceedings...

Benjamin Franklin in a letter to Jean-Baptiste Leroy in 1789 wrote the famous sentence "In this world, nothing is certain but death and taxes", which has not lost its relevance to this day, and the inevitability of taxes is becoming a problem for many people. Data from the Ministry of Finance show that the tax arrears of Poles in 2023 exceeded PLN 115 billion, of which as much as PLN 81 % are arrears for the VAT tax, so they concern entrepreneurs to the greatest extent. In this article, we present the most important...

Arrangement change proceedings The subject related to the long-term projection of restructuring plans has met with great interest from our clients. It is worth emphasizing that the arrangement designed in the restructuring proceedings is not the final structure - it opens the way for entrepreneurs to further modifications when the financial conditions change. Our observations show that not all entrepreneurs who are in the process of implementing the arrangement are fully aware of this solution...

Spojrzenie z perspektywy wierzyciela Przedstawiamy Państwu kolejną część rozważań dotyczących zmiany układu, tym razem czyniąc ukłon w kierunku wierzycieli, którzy są najważniejszymi uczestnikami postępowania, bowiem w ich rękach spoczywa los procedowanej w postępowaniu zmiany układu i niejednokrotnie również dalszego bytu dłużnika. Kilka słów o artykule- Posłuchaj Statystycznie najwięcej postępowań o zmianę układu wszczynanych jest na skutek obniżenia dochodu z przedsiębiorstwa dłużnika celem uzyskania...

If you have a debt with ZUS, it is important to take quick action to repay it. Remember that ZUS does not have to apply to the court for a payment order or judgment in order to be able to enforce the contributions due. A few words about the article - Listen Debt in ZUS - effects If an entrepreneur does not pay contributions on time, pays only part of the obligation or does not do it at all, ZUS first sends a reminder about the dues. If after the reminder it still does not receive the payment...