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September 10, 2024
Marta Zarówna
Benjamin Franklin in a letter to Jean-Baptiste Leroy in 1789 wrote the famous sentence "In this world, nothing is certain but death and taxes", which has not lost its relevance to this day, and the inevitability of taxes is becoming a problem for many people. Data from the Ministry of Finance show that the tax arrears of Poles in 2023 exceeded PLN 115 billion, of which as much as PLN 81 % are arrears for the VAT tax, so they concern entrepreneurs to the greatest extent. In this article, we present the most important...
September 6, 2024
Marta Zarówna
Arrangement change proceedings The subject related to the long-term projection of restructuring plans has met with great interest from our clients. It is worth emphasizing that the arrangement designed in the restructuring proceedings is not the final structure - it opens the way for entrepreneurs to further modifications when the financial conditions change. Our observations show that not all entrepreneurs who are in the process of implementing the arrangement are fully aware of this solution...
September 5, 2024
Marta Zarówna
A View from the Creditor's Perspective We present to you another part of the considerations concerning the change of the arrangement, this time making a bow towards the creditors, who are the most important participants in the proceedings, because the fate of the change of the arrangement proceeded in the proceedings and often also the further existence of the debtor rests in their hands. Statistically, most proceedings for the change of the arrangement are initiated as a result of a decrease in the income from the debtor's enterprise in order to obtain the approval of the creditors...
September 3, 2024
Aleksandra Pakuła
If you have a debt with ZUS, it is important to take quick action to repay it. Remember that ZUS does not have to apply to the court for a payment order or judgment in order to be able to enforce the contributions due. A few words about the article - Listen Debt in ZUS - effects If an entrepreneur does not pay contributions on time, pays only part of the obligation or does not do it at all, ZUS first sends a reminder about the dues. If after the reminder...
August 29, 2024
Daniel Anisimowicz
Has it ever happened that a bailiff knocks on your door and tries to sell your property? Or maybe you are being harassed by debt collection companies? Sometimes such companies will contact you out of the blue and you will not know what to do. It may happen that you forget about your debt and the creditors will not remind you, but will immediately take legal action or debt collection. Below we present how to effectively check your debt and what to do to avoid such unpleasant surprises. Table of contents: Where...
August 27, 2024
PMR team
The best proof of the quality of our services are the true stories of people who have experienced them. Each of our clients is a separate story about challenges that have been overcome, goals that have been achieved, and dreams that have become reality. We want you to be able to get to know these stories, because they best show how much value cooperation with you has for us. In a dedicated space, we will post case studies, various stories - from small companies to large enterprises,...
August 20, 2024
Magdalena Żabińska
This article is a continuation of the topic of disinformation in consumer bankruptcy proceedings and the effects it may cause. Most legal acts contain a list of entities to which the provisions contained therein may be applied. The Bankruptcy Law Act is no exception in this respect, as it contains provisions that regulate the scope of entities authorized to use the bankruptcy procedure. The basic division of bankruptcy institutions includes bankruptcy proceedings conducted against entrepreneurs...
August 13, 2024
Daniel Anisimowicz
Participation in bankruptcy or restructuring proceedings requires commitment, knowledge of one's obligations and the available tools to implement them. One of the basic principles of law states "ignorantia iuris nocet" which means "ignorance of the law is harmful". Therefore, with this article we continue the series in which we will gradually introduce our readers to who is who in restructuring and bankruptcy proceedings. Bankruptcy Trustee Can bankruptcy proceedings be conducted...
August 8, 2024
Aleksandra Pakuła
How to implement whistleblower protection regulations? Do you employ more than 50 people under an employment contract and a contract of mandate? Are you a manager/director of an office and an organizational unit of a commune or district with more than 10,000 inhabitants? Implement whistleblower procedures to protect yourself from liability! Who must implement the regulations? https://pmr-restrukturyzacje.pl/zniknie-co-piaty-lokal-prace-straci-250-tys-osob/ Pursuant to art. 23 sec. 1 of the Act on the Protection of Whistleblowers, the regulations...
August 1, 2024
Małgorzata Anisimowicz
Analysis of data on the phenomenon of company bankruptcy in Europe according to available registers allows us to draw conclusions that the scale of the phenomenon of bankruptcy in Poland is not as large as in Western European countries. So is bankruptcy as the end of a company's existence perceived in the same way in Europe? Are there tools to protect against bankruptcy and do entrepreneurs use them? In Europe, in the first three years of operation, about 30% new companies end their operations. Within five...
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