Consumer bankruptcy Gliwice

Consumer insolvency Gliwice - PMR Restructuring

What is consumer bankruptcy?

Bankruptcy is a formal legal process for individuals who have found themselves in financial difficulties and are unable to repay their debts. This procedure allows for partial or complete debt relief, giving debtors a chance for a fresh start and regaining financial balance.

Who can benefit from consumer bankruptcy?

The consumer bankruptcy procedure is available to people who: – Are in a difficult financial situation and cannot settle their obligations. – Do not conduct business activity. .

How does the consumer bankruptcy process work?

Submission of the application

The debtor files a consumer bankruptcy petition with the court. The petition must include detailed information about the assets, liabilities and creditors.

Legal proceedings

The court assesses the validity of the application. If it is accepted, it declares consumer bankruptcy and appoints a trustee to manage the debtor's assets.

Liquidation of assets

The trustee proceeds to sell the debtor's assets in order to satisfy the creditors' claims.

Repayment plan

If the debtor has income, the court may approve a repayment plan that provides for the payment of part of the debts over a certain period of time, usually up to three years. At the end of the plan, unpaid debts may be written off.

Debt relief

At the end of the consumer bankruptcy process, the debtor is discharged from outstanding debts, enabling him or her to make a fresh start without debts.

Advantages of consumer bankruptcy

Support offered by PMR Restructuring

PMR Restrukturyzacja offers comprehensive support at every stage of the consumer bankruptcy process, including:

Legal advice

Our specialists will help you understand the consumer bankruptcy process and assess whether it is the right solution for your situation.

Preparation of the application

We provide professional preparation and filing of an application for consumer bankruptcy, taking care of all necessary formalities.

Support during the process

We offer assistance at every stage of insolvency proceedings, providing expert advice and representation before the court.

Contact Us

Process consumer bankruptcy can be complex, but with PMR Restrukturyzacja's support, you will get through it efficiently and effectively. Contact us to learn more about our services and how we can help you regain your financial balance.

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