The application for consumer bankruptcy should be filed through the National Register of Debtors. From December 1, 2021, all applications in bankruptcy and restructuring cases should be filed electronically. However, the legislator has provided an exemption from the above rule in several cases, including: filing a bankruptcy petition by a natural person who does not conduct business activity. However, submitting an application in paper form does not exempt the consumer from the need to submit a document during bankruptcy proceedings in electronic form via National Register of Indebted Persons.
How to do it correctly then? submit an application bankruptcy?
In order to have immediate access to the files of your bankruptcy proceedings, as well as at the stage of the bankruptcy proceedings already in place, you first need to set up a Profile in the National Debtors Register. Next, it is necessary to select the appropriate type of letter from the catalogue and then complete it by indicating the debtor's data, the data of its creditors as well as the size of the liabilities and the due date of these liabilities. The applicant must also indicate what assets he or she owns, what his or her living expenses were in the six months prior to the application and what his or her income was. A declaration must also be made that there are no negative grounds for opening insolvency proceedings.
Once the application is complete, the application must be paid for. Once paid, the application can be submitted through the system.
English 
Polish 
Ukrainian