👉 In a period of economic downturn, delayed payments from customers, or problems with payment bottlenecks, the owners of many companies have to fight to maintain the financial liquidity of their businesses. The 'Corporate Spending Barometer' survey commissioned by NFG shows that, in this situation, one in four micro-enterprises (26 per cent) has used additional financing in the last 12 months.
👉 At the same time, high interest rates meant that entrepreneurs using external financing were most likely to reach for money from private resources (43 per cent). Only in the next place did they opt for a bank loan (37 per cent), and 20 per cent asked family or friends for help. One in 10 micro-enterprises used grants, and factoring and leasing were indicated by 4 per cent each.
👉 Funds from an external source of financing were most often used to purchase goods (29 per cent) and repay liabilities (23 per cent), with the reasons for seeking financing varying depending on the industry in which the company operates or the entrepreneur's assessment of its financial condition.
@Rzeczpospolita writes about the details of the study:
17 August 2023. We invite you to read the full version:" The crisis is taking its toll on micro businesses. They are looking for external financing 
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