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October 11, 2017
PMR team
The new law is to come into effect at the beginning of February 2019. The KRZ will contain information on which companies are undergoing bankruptcy or restructuring proceedings. It will also contain data on people who have been in arrears with alimony for more than six months and on consumer bankruptcies. On September 7, the Ministry of Justice sent a draft of the relevant act to the government. The register is to be public and available on the Internet to everyone. The data will include information on when the company filed an application to initiate...
September 22, 2017
PMR team
Companies subject to restructuring or bankruptcy proceedings will be entered into the National Register of Debtors (KRZ), which is to be launched in February 2019. It will also include consumer bankruptcies and people in arrears with alimony. According to the draft act on the KRZ, which the Ministry of Justice (MS) is currently consulting with other ministries and social organizations, including entrepreneurs, the future register is to be open to everyone. Interested parties will learn from it,...
September 22, 2017
PMR team
If everything goes according to the government's plan, the National Debt Register Act will come into force on February 1, 2019. It will contain information on companies that are in bankruptcy and restructuring proceedings, as well as data on consumer bankruptcies and people in arrears with alimony. If everything goes according to the government's plan, the National Debt Register Act will come into force on February 1, 2019. It will contain information on companies that are in...
August 18, 2017
PMR team
A new law on employee claims has been in force since September 5. They will receive their arrears earlier, and the employer's family who were employed by the employer will also be protected. The amendment to the act on the protection of employee claims in the event of the employer's insolvency allows for the acceleration of financial assistance for employees who have been deprived of their jobs and benefits after the employer ceases its operations. For years, employers have been paying contributions to the Guaranteed Employee Benefits Fund.
August 18, 2017
PMR team
Beware of debt collectors who demand repayment of old debts – the claims may be unjustified. But the bailiff seizes the account based on the judgment. – Two weeks ago, the bailiff seized my husband's account because he allegedly traveled by bus without a ticket in 2010 and did not pay the fine – says Mrs. Maria from Bydgoszcz. He did not travel without a ticket – The problem is that he does not remember such a situation at all. He insists that he did not travel without a ticket. He is a pensioner, has a heart condition and does not have the habit of...
August 17, 2017
PMR team
Debt collection companies buy time-barred debts, counting on the naivety of debtors. Some of them pay them for peace of mind, others do not react until the bailiff knocks on the door. How to defend yourself against this? PMR Restrukturyzacje has prepared a practical guide for consumers. Debt trading is a very profitable business, debt collection companies buy time-barred claims for next to nothing, and from unsuspecting customers they demand repayment of the entire debt with interest. It also happens that the claims are unjustified,...
August 1, 2017
PMR team
In the first half of 2017, the number of Polish companies that filed for bankruptcy or restructuring increased by 18 percent. The largest increase was noted in restructuring proceedings, which allow for the repair of a company. According to experts, this trend will grow in the coming years. According to a report published by Coface, in the first half of this year, as many as 387 companies initiated bankruptcy or restructuring proceedings. This is 18 percent more than in the first half of 2016. According to the former...
July 20, 2017
PMR team
As PMR Restrukturyzacje SA reported in early July, bitcoin has been breaking records in popularity recently. However, another virtual currency – ether – is hot on its heels. “Polish entrepreneurs are increasingly deciding to invest in new currencies,” PMR Restrukturyzacje estimates. The price of one bitcoin is currently around $2,565, but it has fallen. One ether is around 10 times cheaper, but its exchange rate is rising rapidly. Analysts also note that the world of virtual currencies is very unstable,...
July 18, 2017
PMR team
Entrepreneurs who are forced to take out bank loans or use deferred payment for purchased products to develop their business are used to taking on debt. Having debt is not something they are ashamed of. As many as 93.4 percent of them responded in this way in the survey. - This shows that Polish entrepreneurs have a natural attitude to money. In business, it is like this that you deal with other people's money, debt financing is a natural thing all over the world - believes...
July 10, 2017
PMR team
More than a year has passed since the new restructuring law and the amended bankruptcy law came into force. It is already known that many restructuring and remedial proceedings will fail. One of the main reasons is the lack of people willing to provide financial support to companies that have the ambition - and above all the chance - to repair themselves. In Germany, an entrepreneur with a developed restructuring plan receives loans from banks on an equal basis with those who have financial problems...
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