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June 1, 2017
PMR team
Native entrepreneurs who see signs of crisis in their business activity can apply for the Early Warning program implemented by the Polish Agency for Enterprise Development (PARP) and the Family Business Foundation. It is intended to teach them how to recognize that a threat to the company is approaching - and to indicate possibilities for getting out of trouble. - Entrepreneurs will receive free help from consultants - business and restructuring advisors - who...
May 31, 2017
PMR team
The new restructuring law, in force since 1 January 2016, gave priority to remedial actions over liquidation of the company. The new regulations not only help save companies from bankruptcy, stop enforcement by bailiffs and termination of previously concluded contracts by banks, but also provide debtors with protection against the sale of assets for next to nothing and protect jobs. According to the new law, restructured companies can also apply for public aid, e.g. in the form of arranging...
May 17, 2017
PMR team
Yesterday, President Andrzej Duda signed an amendment to the Pharmaceutical Law, already known as "Pharmacy for Pharmacists". In light of the newly adopted changes, a permit to run a public pharmacy will be available to pharmacists with the right to practice the profession, running a sole proprietorship, and general partnerships or professional partnerships whose subject of activity is exclusively running pharmacies and whose partners are exclusively pharmacists with the right to...
May 9, 2017
PMR team
Such a positive example is the company Fiten SA, which has been undergoing restructuring proceedings since August 2016. The company's management board, together with the administrator, the law firm PMR Restrukturyzacje SA, concluded an agreement in mid-April this year with the banks financing the company - ING Bank Śląski and mBank. It signed two agreements with them - for a revolving credit in the amount of PLN 3 million and a working capital credit in the amount of PLN 500 thousand. - Concluding an agreement with the banks and obtaining further financing...
May 9, 2017
PMR team
New confiscation laws coming into effect this week will allow the state to seize companies used to scam or hide the proceeds of crime. However, owners of such companies could lose control of them long before a final conviction for fraud – as soon as the investigation begins. It will all depend on the prosecutor. If he is convinced that the case will end in a conviction and there is a good chance of a verdict...
May 9, 2017
PMR team
More and more people want to declare consumer bankruptcy. You can do so if you have incurred debts, for example, due to illness or accident, and not by taking out a loan on credit. In the first quarter of this year, district courts that handle consumer bankruptcy cases (in our region, Bydgoszcz and Toruń) issued 69 such decisions. In the whole of 2016, there were 404 of them. "The purpose of consumer bankruptcy is to discharge a person's debts, and satisfying creditors is secondary," emphasizes Małgorzata Anisimowicz, president of the law firm...
May 9, 2017
PMR team
Contrary to popular belief, consumer bankruptcy is not something to be afraid of. For a debtor who is unable to repay the loans they have taken out, harassed by enforcement and fending off bailiffs, this is the only chance to escape the debt spiral. However, before filing for bankruptcy in court, it is worth knowing how to prepare for it in order to avoid mistakes and unpleasant legal consequences. - The purpose of consumer bankruptcy is to discharge the consumer's debt, and the satisfaction of creditors is relegated to the background. And this...
April 24, 2017
PMR team
Although companies undergoing restructuring are still struggling with the problem of obtaining financing for their operations, there are already the first signs that banks are starting to treat them as equal business partners. A positive example of this is Fiten SA, which has been undergoing restructuring proceedings since August 2016. The company's management board, together with the administrator, the law firm PMR Restrukturyzacje SA, concluded an agreement in mid-April this year with...
April 24, 2017
PMR team
The National Revenue Administration was launched at the beginning of March, tasked with closing the tax gap in the state budget. The new customs and tax administration has been given broad powers that are causing concern among entrepreneurs and economic experts. The new customs and tax service will be able to inspect entrepreneurs without warning, both in a company and a private home. Inspectors may demand the disclosure of all company documents, even those covered by confidentiality...
April 24, 2017
PMR team
PMR Restrukturyzacje SA acting as the manager of FITEN SA in restructuring concluded a tripartite agreement with the banks financing the company, i.e. ING Bank Śląski and mBank, on 11 April 2017, under which both banks will grant the company revolving loans worth PLN 3 million and PLN 500 thousand on market terms. The loan agreements require the consent of the relevant court, but the agreement can already be called a success. According to the Management Board of the Company, the signing of the agreement and loan agreements is...
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