Consumer Bankruptcy Szczecin

Consumer Bankruptcy Szczecin - PMR Restructuring

What is consumer bankruptcy?

Consumer bankruptcy is a legal solution dedicated to individuals who do not run a business and have found themselves in permanent insolvency. Thanks to this process, you can write off some or all of your obligations, which allows you to rebuild financial stability and start a new life without the burden of debt.

Who can benefit from consumer bankruptcy?

Consumer bankruptcy is available to people who: – Are insolvent and unable to settle their debts. – Do not conduct business activity.

How does the consumer bankruptcy process work?

Submission of the application

The procedure begins with the submission of application for consumer bankruptcy to the district court. The application should include detailed information about the assets, liabilities and the debtor's creditors.

Legal proceedings

The court considers the validity of the motion. If it finds it justified, it announces consumer bankruptcy and appoints a trustee who takes over the management of the debtor’s assets.

Liquidation of assets

The trustee liquidates the debtor's assets and uses the proceeds to repay creditors.

Repayment plan

If the debtor has income, the court may set a repayment plan for up to three years. Once the repayment plan has been completed, outstanding debts are written off.

Debt relief

After the process is completed, the debtor receives a debt relief, which means that he or she is freed from the liabilities covered by the bankruptcy proceedings.

How can PMR Restructuring help you?

At PMR Restrukturyzacja we offer comprehensive assistance in the field of: consumer bankruptcy, including

A new financial start

Consumer bankruptcy allows you to start your financial life anew, without unpayable debts.

Protection of assets

In some cases, it is possible to retain some of the assets necessary for day-to-day functioning.

Realistic repayment plan

A repayment plan adapted to the debtor's actual financial capacity.

Contact Us

Consumer bankruptcy can be a complex process, but with the help of PMR Restrukturyzacja, you can get through it efficiently and effectively. Contact us to find out more about it, how can we help you in getting a fresh financial start.

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